My first foray into credit card hacking

So many of the blogs in our online community talk about credit card hacking and all of the benefits that it can bring, but I’ve never really been one to bother with it, mainly because the system seems to work best for American cards rather than cards that are available to us here in the land…

Small firm versus big firm – the client decision

Following on from an earlier post, small firm versus big firm – the employee decision, it only seems right that I cover the client side of the equation. Hopefully this post gives some insights into the client experience at the various types of firms, which should then assist readers in making a decision about which size firm is right…

Can we renovate with less waste? I sure hope so!

I don’t consider myself to be a hard-core environmentalist, but like many aspiring early retirees, I do like the idea of living more efficiently. This means reducing waste wherever possible, especially if it’s really not too inconvenient, and one activity in my life that could produce a lot of waste is the upcoming renovation… We’re about to…

Negative gearing – a bizarre Australian tax break that’s under attack

Today’s post focuses on some technical tax jargon from the Australian system, and while this might sound tedious to you non-Australian readers I will try to keep it high-level so that we don’t have to get stuck in legislation… What is negative gearing? Negative gearing is essentially a tax break given to Australian taxpayers who invest in property…